Mixed funds
Features and OTP Fund Management Ltd.’s offer
Presentation of mixed funds
Mixed funds offer access to both more predictable, less risky money market and bond investments and higher risk investment instruments. The risky assets can be equities, derivatives or even higher-risk units in other funds (absolute yield funds, commodity funds, derivative funds).
The investment policy of a mixed fund sets the level of risky asset exposure, depending on which we distinguish between cautious, balanced and dynamic mixed funds.
Cautious mixed funds
Mixed funds with a risky asset exposure of less
than 35% in their portfolio are called cautious mixed funds. These funds are
recommended for a holding period of at least 1 to 3 years due to the
predominance of bond-type assets, and aim to outperform the returns available
from money market instruments and short-term government bonds over this
recommended investment horizon.
Balanced mixed funds
Mixed funds with a portfolio risk exposure
between 35% and 65% are called balanced mixed funds. These funds are broadly
split 50/50 between bond-type and risk assets and are therefore recommended to
be held for at least 3 to 5 years, with the aim of outperforming the returns
available from government bonds over this recommended investment horizon.
Dynamic mixed funds
Mixed funds with a risk asset exposure of more
than 65% in their portfolio are called dynamic mixed funds. These funds are
recommended for a holding period of at least 5 to 7 years due to the
predominance of risky assets and aim to significantly outperform the return on
government bonds over this recommended investment horizon.
Mixed funds
OTP Fund Management Ltd.’s mixed funds include three fund families and one stand-alone fund.
OTP Target date funds
The OTP Target Date Funds provide investment opportunities in a globally diversified mixed portfolio. The fund’s composition of equities and foreign assets, which is declining over time, is steadily shifting towards Hungarian and less risky assets.
OTP Multi-Asset funds
The OTP Multi-Asset Funds is a product range denominated in EUR. Each member of the range may invest its assets in numerous investment funds. Thanks to the fund of funds structure, you are able to build a diversified international securities portfolio consisting of numerous elements, with a buy order for a single investment fund.
OTP Premium selection funds
Each member of the OTP Premium Selection Funds offers investment opportunities in several OTP securities funds and the individual strategies behind them. The fund of funds scheme allows you to buy a single investment fund, giving you access to a well-diversified portfolio of securities, i.e. a portfolio of many different elements.
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